JMG MOTOR TRADE

Recovery Truck Insurance

Specialist insurance for recovery trucks, recovery vans and vehicle recovery businesses, tailored around your vehicles, drivers and day-to-day operations.

Specialist Insurance For Recovery Businesses

Vehicle recovery businesses face a unique combination of motor trade and commercial risks.

Your business may be responsible for your own recovery vehicles, customer vehicles, specialist equipment, employees and vehicles being transported between locations.

JMG Motor Trade can help arrange insurance for independent recovery operators and established vehicle recovery businesses across the UK.

Recovery Truck Insurance For Different Businesses

We can help with businesses involved in:

Vehicle recovery

Breakdown recovery

Accident recovery

Recovery truck operations

Recovery van operations

3.5-tonne recovery vehicles

Vehicle transportation

Garage recovery services

Independent recovery businesses

The right cover will depend on the way your business operates and how the vehicles are used.

What Can Recovery Truck Insurance Include?

Depending on your operation, cover may include:

Recovery Vehicles

Insurance for the recovery trucks or vans used as part of your business.

The cover required may vary depending on the size, value and use of the vehicle.

Road Risk Insurance

If you need to drive customer vehicles or other vehicles connected with your business, road risk insurance may be required.

Customer Vehicles

Recovery operators may also need cover for customer vehicles while they are being handled, collected or transported.

Public Liability Insurance

Protection against claims involving injury or property damage resulting from your business activities.

Employers' Liability Insurance

Businesses employing recovery drivers or other staff may also need employers’ liability insurance.

Tools And Equipment

Recovery equipment and specialist tools may also need protection.

Premises And Business Assets

If you operate from a yard, depot or commercial premises, a wider motor trade combined policy may be appropriate.

Recovery Truck Insurance Cost

The cost of recovery truck insurance can vary depending on factors including:

Driver age

Driving experience

Claims history

Convictions

Type of recovery vehicle

Vehicle value

Number of vehicles

Operating area

Type of recovery work

Level of cover required

Rather than relying on a generic price, our team can help assess your business and explore cover based on your individual circumstances.

Recovery Van Insurance

Some operators use vans or lighter recovery vehicles rather than larger recovery trucks.

The same principle applies — your policy needs to reflect how the vehicle is used and the type of work you undertake.

Private Use Of A Recovery Truck

If your recovery truck is also used outside normal business operations, this should be discussed when arranging your cover.

Being clear about how the vehicle is used helps ensure the policy is structured correctly.

Why Choose JMG Motor Trade?

Recovery businesses sit firmly within the motor trade, which means specialist knowledge can be particularly valuable.

Our team can help you understand the different cover options available and build a policy around your vehicles, drivers and recovery activities.

Recovery Truck FAQ

Recovery vehicles are used differently from standard commercial vehicles and may transport, handle or recover customer vehicles as part of their day-to-day operations. Specialist recovery truck insurance can help ensure your cover reflects the type of work you undertake, the vehicles you operate and the risks associated with vehicle recovery services.

Cover for customer vehicles may be available depending on the policy arranged. Recovery operators often need protection while customer vehicles are being recovered, transported or temporarily held in their care. The level of cover required will depend on how your business operates and the services you provide.

Yes. Many recovery businesses operate multiple recovery trucks or vans. Insurance can often be arranged for a fleet of vehicles, helping to keep cover under one policy and ensuring all vehicles used by the business are protected appropriately.

Yes. Insurance can be arranged for sole traders, independent recovery operators and larger vehicle recovery businesses. The cover required will depend on factors such as the size of the business, the vehicles used and the type of recovery work carried out.

When requesting a quote, you will typically need details about your recovery vehicle or fleet, driver information, claims history, operating area and the type of recovery services you provide. Having this information available can help ensure quotes are tailored to your business requirements.

Get A Recovery Truck Insurance Quote

Speak to our specialist motor trade team about insurance for your recovery business.